Risman Insurance Agencies – Somerville Office
Welcome to Risman Insurance in Somerville, Massachusetts — home to Garrett-Lynch Insurance. Our Somerville team proudly provides personalized insurance for the city’s diverse mix of homeowners, renters, and small businesses — offering local service backed by the resources of the Risman Insurance network.
Located on Highland Avenue in Davis Square, our Somerville office serves Somerville, Cambridge, Arlington, Medford, Belmont, Watertown, and the surrounding Greater Boston communities. Whether you own a triple-decker, manage a condo building, or run a small business near the Square, we’re here to help protect what matters most.
Your Local Risman Insurance Office
As an independent Massachusetts agency, we represent top-rated regional and national insurance carriers to help you compare coverage and rates. Our team specializes in urban property, rental, and small-business insurance across Somerville and neighboring cities.
- Homeowners & Renters Insurance – protection for single-family, multifamily, and condo units across Somerville and Cambridge.
- Auto Insurance – coverage for city drivers, commuters, and hybrid vehicle owners throughout Greater Boston.
- Business Insurance – tailored coverage for restaurants, startups, and retail shops in Davis Square and Union Square.
- Umbrella & Life Insurance – added peace of mind for every stage of life.
Need help reviewing your current coverage? We make it simple — and local.
Local Insurance Situations We See in Somerville & Greater Boston
Somerville’s mix of historic homes, rental properties, and busy city life brings unique insurance challenges. Here are some of the local coverage situations we help with every day:
Multifamily & Rental Properties
- Landlord insurance for two- and three-family homes across Somerville
- Loss of rent and liability protection for rental properties
- Dwelling fire policies for non-owner-occupied homes
- Umbrella coverage for landlords and property managers
Older & Historic Homes
- Ordinance or Law coverage for code compliance during rebuilding
- Extended replacement cost and roof replacement coverage
- Protection for homes with updated electrical, plumbing, and heating systems
- Service line and water backup endorsements for older properties
Condo & Apartment Buildings
- Master policy reviews for condo associations
- Loss assessment and walls-in (HO-6) coverage for unit owners
- Coordination between association and owner policies
- Builder’s risk options for renovation projects and condo conversions
Urban Auto & Commuter Coverage
- Higher liability limits and strong UM/UIM protection for city driving
- Comprehensive protection for theft, vandalism, and parked-vehicle damage
- Low-mileage and telematics discounts for commuters and hybrids
Local Businesses & Professionals
- BOP packages for restaurants, shops, and offices in Davis & Union Squares
- Cyber, EPLI, and Liquor Liability coverage for small business owners
- Commercial Auto and Workers’ Compensation options for service-based businesses
Visit Our Somerville Office
Address:
411 Highland Avenue
Somerville, MA 02144
Phone: 617-625-1914
Email: info@risman.com
Office Hours:
Monday–Friday: 9:00 AM – 4:30 PM
Located in Davis Square, just minutes from the Red Line and the Somerville–Cambridge border — convenient to Medford, Arlington, and Greater Boston.
