The Best Car Insurance Options in Massachusetts
When it comes to finding the best car insurance in Massachusetts, it can be overwhelming to sift through all the options. At Risman Insurance Agencies, we make the process easier by helping you compare auto insurance quotes and finding the right coverage at the right price.
Understanding Uninsured and Underinsured Motorist Coverage in Massachusetts: Protecting Yourself on the Road
At Risman Insurance Agencies, we prioritize your safety and financial well-being. A critical aspect of your auto insurance policy that often goes overlooked is the protection it offers against drivers who lack adequate insurance coverage. In Massachusetts, understanding the nuances of Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage is essential to ensure you’re fully protected in the event of an accident.
What Homeowners Need to Know About MPIUA’s New Rule on Primary Insurance Coverage
What Homeowners Need to Know About MPIUA’s New Rule on Primary Insurance Coverage If your Massachusetts property is insured through the FAIR Plan (MPIUA) and has a high replacement cost, important changes are coming in 2025 that may affect your policy. At Risman...
Protect Your Home with Smart Water Shut-Off Devices
Water damage is one of the most common and costly home insurance claims. Whether caused by a burst pipe, a leaking appliance, or a plumbing failure, water damage can result in extensive repairs and major headaches. However, many of these losses can be prevented or...
The Importance of Flood Insurance: Protecting Your Home from the Unexpected
Spring in New England brings warmer temperatures, blooming flowers, and, unfortunately, unpredictable weather. Heavy rains, snowmelt, and coastal storms can all lead to flooding—often with little warning. Many homeowners mistakenly believe that their standard home...
Spring into Adventure: Is Your Seasonal Vehicle Covered?
As the weather warms up, it’s time to bring out motorcycles, classic cars, and campers for the season! Whether you’re hitting the open road on two wheels, cruising in your prized vintage car, or planning a camping getaway, now is the perfect time to review your...
Why Earthquake Coverage is Essential for New England Homeowners
When most people think of earthquakes, they picture California or the Pacific Northwest. However, did you know that New England is also at risk for seismic activity? While major earthquakes are rare in this region, smaller tremors have occurred and can still cause...
Understanding the Importance of Lead Liability Coverage
When it comes to protecting your business or property, some risks are more obvious than others. While most property owners and businesses carry standard liability insurance, one critical coverage that is often overlooked is Lead Liability Coverage. This specialized...
Why You Should Add Excess Uninsured/Underinsured Motorist Coverage to Your Personal Umbrella Policy
Your safety is our priority at Risman Insurance Agencies. Offering valuable coverages like Excess UM/UIM liability is just one of the many ways we work to give you peace of mind. Call us today to learn more!
Are You Using Your Personal Vehicle for Business? Here’s What You Need to Know About Insurance Coverage
With the growing popularity of side gigs and delivery services like Amazon Flex, Uber, Lyft, GrubHub, and DoorDash, many people are finding new ways to supplement their income. While these opportunities can be exciting and financially rewarding, they also come with...