by amandatwomey | Feb 2, 2026 | Education
Opening your mail and seeing the words “Nonrenewal Notice” can feel like a punch in the gut.Many homeowners feel anxious, confused, or even betrayed — especially when the reason seems minor or completely outside their control. The good news is: a nonrenewal doesn’t...
by amandatwomey | Jan 30, 2026 | Education
Renovating your home can be an exciting investment — whether you’re updating systems, expanding living space, or improving long-term value. But renovations can also introduce insurance considerations that homeowners sometimes overlook. If your home is undergoing...
by amandatwomey | Jan 30, 2026 | Education
Building a home from the ground up comes with insurance considerations that are very different from those for an existing or occupied home. In Massachusetts, a property that is under construction is typically not eligible for a standard homeowners policy until...
by amandatwomey | Jan 30, 2026 | Education
Owning a home that sits empty — even temporarily — can create insurance issues many property owners don’t expect. In Massachusetts, insurance policies often include specific definitions and time limits for vacant or unoccupied homes. Once those limits are exceeded,...
by amandatwomey | Jan 28, 2026 | Education
How They’re Different — and How Insurance Policies Decide Which One Applies Storm-related deductibles are one of the most misunderstood parts of property insurance. Homeowners often hear terms like hurricane deductible, named storm deductible, and wind deductible used...
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