Risman Insurance Agencies – Danvers Office

Welcome to Risman Insurance in Danvers, Massachusetts — home to Phil Richard Insurance and Hurley Insurance. Together, our Danvers team provides the trusted, local service North Shore families and businesses have relied on for decades.
From our office in Danvers, we proudly serve Middleton, Topsfield, Boxford, North Reading, Reading, Peabody, Wakefield, Saugus, Lynn, Nahant, Swampscott, Marblehead, Salem, Beverly, Hamilton, Essex, Manchester-by-the-Sea, Gloucester, Rockport, Ipswich, Rowley, Georgetown, Newburyport, West Newbury, Amesbury, Salisbury, and Lynnfield. Whether you’re a lifelong North Shore resident or new to the area, we’re here to help you protect what matters most with home, auto, and business insurance designed for Massachusetts life.
Your Local Risman Insurance Office
As an independent Massachusetts agency, we partner with top-rated regional and national carriers to find the right protection at the right price. Whether you’re insuring your home in Danvers, your coastal property in Beverly, or your small business in Peabody, our local agents are here to help.
- Homeowners & Renters Insurance – tailored protection for homes, condos, and apartments across the North Shore.
- Auto Insurance – coverage for local commuters, families, and seasonal drivers throughout Essex County.
- Business Insurance – protection for local contractors, restaurants, and small businesses in Danvers and neighboring towns.
- Umbrella & Life Insurance – added peace of mind for every stage of life.
Need help reviewing your current coverage? We make it simple — and local.
Local Insurance Situations We See on the North Shore
From coastal weather to historic homes, our Danvers team understands the unique risks of living and doing business on the North Shore. Here are common coverage needs we help with every day:
Coastal & Weather-Related Risks
- Wind and hail deductibles review for coastal and near-coastal properties
- Flood insurance options through NFIP and private markets
- Service line and water backup coverage to prevent costly repairs
Historic & High-Value Homes
- Replacement cost coverage for older and historic homes in Danvers, Salem, and Beverly
- Ordinance or Law protection for code upgrades during rebuilding
- Extended dwelling and contents replacement options
Local Businesses & Contractors
- BOPs for trades, shops, and offices across the North Shore
- Workers’ Compensation and Commercial Auto for contractors and service providers
- Cyber and EPLI protection for professional offices and retail businesses
Commuter & Family Auto Coverage
- Coverage for daily drivers using Route 128 and Route 1
- OEM parts, glass, and rental reimbursement options
- Low-mileage and telematics discounts for safe drivers
Visit Our Danvers Office
27 Garden Street
Danvers, MA 01923
Phone: 978-774-4338
Email: info@risman.com
Office Hours:
Monday–Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 4:30 PM
Conveniently located near downtown Danvers and Route 128, serving clients throughout the North Shore from Peabody to Newburyport.








