Massachusetts Lawyers Professional Liability Insurance
Massachusetts Lawyers Professional Liability Insurance
Your clients trust you with their most important matters. But even the most careful attorneys and law firms can face allegations of errors, omissions, or professional negligence. A lawyers professional liability (LPL) policy—often called attorney malpractice insurance—can help your practice respond when something goes wrong.
Whether you’re a solo practitioner or a multi-attorney firm, the right coverage can help protect your reputation, your finances, and your ability to keep serving clients.
Request a Quote for Lawyers Professional Liability Coverage
Ready to explore coverage options for your Massachusetts law firm? Our team can help you review your needs and request quotes from multiple insurers.
What Is Lawyers Professional Liability Insurance?
Lawyers professional liability insurance is designed to help protect attorneys and law firms when clients allege that professional services caused financial harm. It focuses on professional services, not general business risks.
Depending on the policy and carrier, LPL coverage may help with:
- Defense costs for covered claims
- Settlements or judgments, if applicable
- Client compensation demands related to alleged professional errors
- Certain disciplinary or regulatory proceedings, when included in the policy
Every insurer and policy form is different. Our role is to help you understand what may or may not be covered so you can make an informed decision.
Who Needs Attorney Malpractice Insurance?
In today’s environment, even a single claim can be disruptive. LPL coverage is commonly considered by:
- Solo attorneys and small firms
- Mid-sized and larger law firms
- Firms with higher-risk practice areas (for example, real estate, plaintiff litigation, trusts and estates, or securities work)
- New firms that are just opening their doors
Whether you’re looking at coverage for the first time or reviewing an existing policy, it’s worth checking that limits and terms still match your firm’s current risk.
Common Risks Law Firms Face
Even strong firms with good systems can experience:
- Missed deadlines or calendar errors
- Conflicts of interest
- Alleged failure to advise on a key issue
- Documentation or filing mistakes
- Miscommunication with clients
An LPL policy cannot prevent a claim, but it can help your firm manage the cost of defending one, subject to policy terms and conditions.
What Affects the Cost of Lawyers Professional Liability Insurance?
Attorney malpractice insurance is often more affordable than firms expect. Premiums are influenced by factors such as:
- Areas of practice and case mix
- Firm size and years in operation
- Claims history
- Desired limits and deductibles
- Internal risk management procedures and controls
We can help you review how these factors apply to your firm and explore coverage options with multiple insurers.
Risk Management and Professional Resources
Good risk management can complement your insurance program and may help reduce claim frequency over time. Many attorneys look to organizations like the American Bar Association (ABA) for educational materials and practice resources.
For additional general information on lawyers professional liability and risk management topics, you can visit:
- American Bar Association – Lawyers Professional Liability Resources
- American Bar Association – Massachusetts Lawyers Professional Liability Insurance Directory
These are external resources and are not affiliated with or sponsored by Risman Insurance Agencies, but some attorneys find them helpful when thinking about risk and coverage.
Why Work With Risman Insurance Agencies?
As an independent insurance agency based in Massachusetts, we can help:
- Review your current lawyers professional liability policy
- Explore options from multiple insurers that write attorney malpractice coverage
- Discuss limits, deductibles, and features that align with your firm’s risk profile
- Coordinate your LPL policy with other coverages your firm may carry, such as businessowners, cyber liability, or employment practices liability
Our goal is to help your firm understand its options so you can choose coverage that fits your needs.
Get a Quote for Insurance for Your Law Firm
Ready to review your lawyers professional liability or attorney malpractice insurance?
- New to Risman Insurance? Request a no-obligation quote and we’ll gather basic information about your firm, practice areas, and prior coverage. Request a Lawyers Professional Liability Quote
- Already a client? We can review your current LPL policy and discuss whether changes to limits, deductibles, or carriers may be appropriate.
Disclaimer
Availability, terms, and eligibility for lawyers professional liability insurance vary by insurance company and by firm. Coverage is not guaranteed and is subject to underwriting review and approval. This page is for general informational purposes only and is not a substitute for personalized advice. Please review your policy and speak with a licensed insurance professional to understand how coverage applies to your specific situation.
Insurance coverage cannot be added, deleted, or changed until confirmed in writing from our office.
