by amandatwomey | Mar 6, 2026 | Education
When a commercial building suffers damage from a covered loss, many business owners assume their property policy will simply pay to repair what was there before. Unfortunately, it is often not that simple. If local building codes have changed over time, the property...
by amandatwomey | Mar 6, 2026 | Education
When most business owners think about property insurance, they picture the building itself. But for many businesses, some of the biggest exposures are actually inside the building. Furniture, equipment, computers, tools, inventory, and supplies can all represent a...
by amandatwomey | Mar 6, 2026 | Education
When a business leases office, retail, or other commercial space, it often spends money to make that space usable. That can include new flooring, interior walls, lighting, cabinetry, reception areas, plumbing upgrades, and custom finishes. Those upgrades are often...
by amandatwomey | Mar 3, 2026 | Education
If you’ve searched for “Riseman Insurance,” you’re not alone. It’s a common variation of our name. The correct spelling is: Risman Insurance AgenciesR-I-S-M-A-N Six letters. No extra “e.” If you typed “Riseman,” you’re in the right place — it’s simply a common...
by amandatwomey | Mar 3, 2026 | Education
What Is Excess UM/UIM Coverage? Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage apply when a driver who causes an accident: Has no insurance, or Does not carry enough insurance to fully cover serious injuries In Massachusetts, UM coverage is required...
by amandatwomey | Mar 3, 2026 | Education
Forbes has released its list of America’s Best Insurance Companies, recognizing carriers that stand out for customer satisfaction, trust, service, and overall experience. You can view the full list here: 👉 Forbes Best Insurance Companies We’re proud to share that many...
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