by amandatwomey | Apr 27, 2025 | Education
If you’ve ever wondered whether you really need umbrella insurance, you’re not alone. Most people think of an umbrella as something that keeps you dry. Insurance umbrellas are different. They protect your finances when liability claims go beyond what your standard...
by amandatwomey | Apr 26, 2025 | Education
Massachusetts Home Insurance: What Homeowners Really Need to Know Home insurance in Massachusetts isn’t one-size-fits-all. Local building costs, weather-related risks, older housing stock, and lender requirements can all affect how policies are written—and why...
by amandatwomey | Apr 25, 2025 | Education
Finding the best car insurance in Massachusetts can feel like a challenge, especially with so many companies and coverage options available. At Risman Insurance Agencies, we simplify the process by helping you compare auto insurance quotes, understand your options,...
by amandatwomey | Apr 24, 2025 | Education
At Risman Insurance Agencies, we prioritize your safety and financial well-being. A critical aspect of your auto insurance policy that often goes overlooked is the protection it offers against drivers who lack adequate insurance coverage. In Massachusetts,...
by amandatwomey | Apr 15, 2025 | Education
What Homeowners Need to Know About MPIUA’s New Rule on Primary Insurance Coverage If your Massachusetts property is insured through the FAIR Plan (MPIUA) and has a high replacement cost, important changes are coming in 2025 that may affect your policy. At Risman...
by amandatwomey | Apr 3, 2025 | Education
Water damage is one of the most common and costly home insurance claims. Whether caused by a burst pipe, a leaking appliance, or a plumbing failure, water damage can result in extensive repairs and major headaches. However, many of these losses can be prevented or...
by amandatwomey | Apr 3, 2025 | Education
Spring in New England brings warmer temperatures, blooming flowers, and, unfortunately, unpredictable weather. Heavy rains, snowmelt, and coastal storms can all lead to flooding—often with little warning. Many homeowners mistakenly believe that their standard home...
by amandatwomey | Mar 14, 2025 | Education
As the weather warms up, it’s time to bring out motorcycles, classic cars, and campers for the season! Whether you’re hitting the open road on two wheels, cruising in your prized vintage car, or planning a camping getaway, now is the perfect time to review your...
by amandatwomey | Feb 6, 2025 | Education
When most people think of earthquakes, they picture California or the Pacific Northwest. However, did you know that New England is also at risk for seismic activity? While major earthquakes are rare in this region, smaller tremors have occurred and can still cause...
by amandatwomey | Feb 6, 2025 | Education
When it comes to protecting your business or property, some risks are more obvious than others. While most property owners and businesses carry standard liability insurance, one critical coverage that is often overlooked is Lead Liability Coverage. This specialized...
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