Moving to Massachusetts: What to Do First
Moving to Massachusetts comes with a long list of to-dos—RMV requirements, registration deadlines, and insurance updates that vary depending on your situation. This page brings together our most-used guides and tools so you can follow the right steps and avoid delays.
Start Here: Required RMV Tasks
Transfer Your Vehicle Registration & Title
Step-by-step guide to register an out-of-state vehicle in Massachusetts (no grace period), including insurance and RMV requirements.
Transfer Your Driver’s or Motorcycle License
REAL ID vs Standard, required documents, fees, and RMV appointment tips for new Massachusetts residents.
How Much Auto Insurance Do You Need in Massachusetts?
Understand required coverages and why many drivers choose more than the state minimum.
Why Massachusetts Auto Insurance Is Different
Learn why MA policies are structured differently (no-fault, required coverages) and why quotes can be tricky to compare.
Collision vs. Limited Collision
Not sure which option to choose? Here’s what it means and when it matters.
Umbrella & Extra Underinsured/Uninsured Motorist Liability (UM/UIM) Protection
Learn how umbrella coverage works—and why excess uninsured/underinsured motorist coverage can matter.
Moving Your Household? Don’t Overlook Home, Renters & Flood Insurance
When you move to Massachusetts, insurance needs often extend beyond your vehicle. Many leases, mortgages, and lenders require coverage to be in place before move-in or closing—and Massachusetts-specific rules can affect how policies are written.
You may need coverage in place before:
- Closing on a home
- Signing or starting a lease
- Moving personal belongings
Massachusetts Home Insurance: What Homeowners Need to Know
If you’re buying a home in Massachusetts, insurance requirements and coverage options may differ from what you had in another state. Many lenders require coverage to be in place before closing, and Massachusetts-specific rules can affect how policies are written. Reviewing coverage early can help avoid delays at closing.
Do I Need Flood Insurance in Massachusetts?
Flood insurance is not included in standard homeowners or renters insurance policies. Even properties outside high-risk flood zones may still experience flooding. When moving, it’s a good time to check your flood zone status and understand whether separate coverage may apply to your location.
Renters Insurance for Massachusetts Tenants
Many Massachusetts landlords require proof of renters insurance before move-in. Coverage can protect personal belongings during a move and provide liability protection once you’re settled. Understanding coverage options ahead of time can help ensure you meet lease requirements.
If you’re unsure which steps apply to your situation, our team is happy to help review coverage options and answer questions. Coverage availability and requirements vary by policy and insurer. Call us at 781-396-2116 or request a quote to get started.
