What Is a Surety Bond? A Complete Guide to Construction Bonds, Bid Bonds, and Other Business Bonds
Surety bonds play a critical role in construction, real estate, and many licensed professions. Learn how bid bonds, performance bonds, payment bonds, and other surety bonds work, why financial information is required, and how Risman Insurance Agencies can help secure the right bond for your business.
Risman Insurance Agencies Team Members Volunteer at Bread & Roses Community Kitchen
At Risman Insurance Agencies, giving back is part of who we are. Recently, team members Jess, Gwen, and Christen volunteered at Bread & Roses Community Kitchen and Emergency Pantry alongside The Andover Companies and Building Impact. Their efforts helped provide meals and support to local families while making a meaningful impact in the communities we proudly serve.
Cyber Insurance in the Age of AI: The Scam You Don’t See Coming
Cyber threats are evolving rapidly as artificial intelligence makes scams more convincing than ever. From business email compromise to ransomware and deepfake fraud, today’s cybercriminals are targeting businesses of all sizes. Learn why cyber insurance has become a critical part of protecting your company’s finances, reputation, and operations in the digital age.
Massachusetts Cannabis Laws Just Changed (April 2026): What It Means for Your Business & Insurance
Massachusetts just passed major cannabis law updates in April 2026, increasing possession limits, expanding business licenses, and reshaping regulations. Here’s what it means for cannabis businesses—and why your insurance coverage should be reviewed now.
What Is Ordinance or Law Coverage in Commercial Property Insurance?
Commercial ordinance or law coverage may help when a damaged building must be demolished, rebuilt, or upgraded to meet current building codes after a covered loss. Learn why this coverage matters, especially for older commercial properties.
What Is Business Personal Property Coverage in Commercial Insurance?
Business personal property coverage helps protect the items your business owns inside or around your commercial space, such as equipment, furniture, inventory, and supplies. Learn how this coverage works, what it may cover, and why it matters for many businesses.
What Is Tenant Improvements and Betterments Coverage in Commercial Insurance?
If your business leases office, retail, or other commercial space, tenant improvements and betterments coverage may help protect the value of upgrades you paid for, such as flooring, walls, lighting, and built-in finishes. Learn how this coverage works and when it may be worth considering.
Is It Risman or Riseman? Here’s the Correct Spelling
If you searched for “Riseman Insurance,” you’re not alone. The correct spelling is Risman Insurance Agencies — six letters, no extra “e.” Here’s the quick clarification.
Why Massachusetts Businesses Should Consider Excess UM/UIM on a Commercial Umbrella Policy
Does a commercial umbrella policy increase UM/UIM limits? Massachusetts businesses should understand how excess UM/UIM works and when it may apply.
Forbes Names America’s Best Insurance Companies — And We’re Proud to Work With Many of Them
Forbes released its list of America’s Best Insurance Companies—and Risman Insurance proudly works with many of them. Here’s what national recognition means for Massachusetts auto, home, and business insurance clients.