What Is Equipment Breakdown Coverage and Why Businesses Should Pay Attention
Equipment breakdown coverage may help businesses address losses from mechanical or electrical failures, especially equipment-dependent operations like laundromats.
What Is Commercial Crime Coverage and Who Needs It?
Commercial crime coverage may help address certain losses from employee theft, fraud, and dishonesty. Learn how it fits into business insurance.
12 Months Isn’t Always Enough: What Landlords Should Know About Loss of Rent Coverage
Many landlord policies limit loss of rent coverage to 12 months, which may not be enough for larger or complex property repairs.
Loss of Use Coverage for Commercial Properties: What Owners Need to Know
Loss of use coverage helps commercial property and apartment owners address lost income after a covered loss, with limits, extensions, and policy wording that vary by insurer.
Loss of Rental Income Insurance: What Massachusetts Landlords Need to Know
Loss of rental income coverage can help replace lost rent after a covered loss, but limits and time caps apply. Learn what Massachusetts landlords should know before a claim.
E-Bike Insurance Coverage Gaps: What Homeowners and Auto Insurance Often Don’t Cover
Electric bikes are growing in popularity—but many homeowners are surprised to learn e-bikes are often excluded from homeowners and auto insurance. Learn where coverage gaps exist and what to review before riding.
Why Massachusetts Auto Insurance Is Different Than Other States
Massachusetts auto insurance can look very different from other states. Here’s why—plus what no-fault, required coverages, and optional protections mean for your policy.
Moving to Massachusetts? A Simple Guide to Auto Insurance Requirements
Learn how much auto insurance you need in Massachusetts, including required coverages, state minimum limits, and why many drivers choose additional protection.
Legal System Abuse Is Driving Up Insurance Costs — What It Means for Massachusetts Consumers
Rising insurance costs aren’t driven by inflation alone. Shock verdicts, aggressive litigation, and pervasive attorney advertising are increasing claim costs across Massachusetts. Learn how legal system abuse affects consumers and businesses—and what practical steps you can take to protect yourself.
Spreading Holiday Cheer: Our Team Supports the Citizens Inn Holiday Toy Drive
Our team came together in a record-breaking show of generosity, raising $1,000 for the Citizens Inn Holiday Toy Drive—matched by Henry for a total of $2,000 in toys for local children. Here’s how Risman helped make the holidays brighter for families in our community.