Think your business is protected because you don’t own company vehicles? Think again. Hired & Non-Owned Auto Insurance protects your business when employees rent, borrow, or drive personal vehicles for work.

You don’t need to own a car to need auto insurance. If you borrow, rent, or use car-sharing services like Zipcar or Turo, Non-Owner Auto Insurance keeps you protected — and your finances safe.

Heating-oil spills can be costly and are not always covered by standard homeowners insurance. Learn how optional oil spill liability endorsements work and what Massachusetts homeowners need to qualify.

Flood insurance is not included in standard homeowners or renters policies. Learn how to check your flood zone, when coverage may be required, and why many Massachusetts properties still face flood risk outside high-risk areas.

Whether you’re moving into your first apartment or you’re re-evaluating your current coverage, our team at Risman Insurance Agencies is here to help. We’ll make sure you get the protection you need—without paying for more than you have to.

As a business owner in Massachusetts, protecting your company is more than just smart—it’s essential. From state requirements to evolving risks like cybercrime, having the right business insurance is key to staying protected and staying open. Whether you’re launching...

Do you really need umbrella insurance? An umbrella policy provides extra liability protection above your home and auto coverage. Learn who may benefit, what it typically covers, and how it can help protect your savings and future earnings from major claims.

Whether you’re buying your first home or reviewing your current policy, it’s important to have the right home insurance coverage in place. At Risman Insurance Agencies, we work with top carriers to offer comprehensive and affordable homeowners insurance in Massachusetts.

When it comes to finding the best car insurance in Massachusetts, it can be overwhelming to sift through all the options. At Risman Insurance Agencies, we make the process easier by helping you compare auto insurance quotes and finding the right coverage at the right price.