by amandatwomey | Jan 30, 2026 | Education
Owning a home that sits empty — even temporarily — can create insurance issues many property owners don’t expect. In Massachusetts, insurance policies often include specific definitions and time limits for vacant or unoccupied homes. Once those limits are exceeded,...
by amandatwomey | Jan 28, 2026 | Education
How They’re Different — and How Insurance Policies Decide Which One Applies Storm-related deductibles are one of the most misunderstood parts of property insurance. Homeowners often hear terms like hurricane deductible, named storm deductible, and wind deductible used...
by amandatwomey | Jan 22, 2026 | Education
Insurance is designed to protect you when something goes wrong—but many homeowners today are also taking proactive steps to help prevent damage from happening in the first place. Advances in home protection and monitoring technology now make it easier to detect issues...
by amandatwomey | Jan 22, 2026 | Social
When freezing temperatures hit Massachusetts and the New England Patriots are heading into a playoff game, there’s really only one plan that makes sense: stay warm, stay home, and lean into cozy game-day food. Whether you’re hosting friends, watching with family, or...
by amandatwomey | Jan 22, 2026 | Education
Massachusetts winters have a mind of their own. One day it’s rain, the next it’s snow, and then temperatures drop below freezing for days at a time. While forecasts may change, one thing remains consistent: prolonged cold weather can cause serious — and often...
by amandatwomey | Jan 20, 2026 | Education
Flood insurance isn’t one-size-fits-all. Many homeowners start with a National Flood Insurance Program (NFIP) policy, but in recent years private flood insurance options have expanded. If you’re buying a home, refinancing, or reviewing your coverage, it’s important to...
by amandatwomey | Jan 13, 2026 | Education
How to Register a Vehicle in Your Business Name in Massachusetts (Personal to Commercial) Overview If you use a vehicle for business purposes, you may eventually need to register it in your business name instead of your personal name. In Massachusetts, this process...
by amandatwomey | Jan 12, 2026 | Education
Massachusetts is introducing new boater safety and licensing requirements beginning in 2026, and many residents who operate boats or personal watercraft will need to complete a certified safety course to remain compliant. If you own or operate a motorized vessel in...
by amandatwomey | Jan 8, 2026 | Education
Massachusetts is starting 2026 with several new laws and regulatory changes that affect residents, workers, and business owners across the state. Some updates are practical, some are technical — and one might finally allow people to enjoy cannabis legally in a social...
by amandatwomey | Dec 31, 2025 | Education
Towing and recovery businesses face unique risks that go far beyond standard auto or general liability insurance. Every call can involve responsibility for customer vehicles — whether they’re being towed, lifted, driven, or stored. Three coverages that often cause...
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