by Amanda Twomey | Feb 2, 2026 | Education
Opening your mail and seeing the words “Nonrenewal Notice” can feel like a punch in the gut.Many homeowners feel anxious, confused, or even betrayed — especially when the reason seems minor or completely outside their control. The good news is: a nonrenewal doesn’t...
by Amanda Twomey | Jan 30, 2026 | Education
Renovating your home can be an exciting investment — whether you’re updating systems, expanding living space, or improving long-term value. But renovations can also introduce insurance considerations that homeowners sometimes overlook. If your home is undergoing...
by Amanda Twomey | Jan 30, 2026 | Education
Building a home from the ground up comes with insurance considerations that are very different from those for an existing or occupied home. In Massachusetts, a property that is under construction is typically not eligible for a standard homeowners policy until...
by Amanda Twomey | Jan 30, 2026 | Education
Owning a home that sits empty — even temporarily — can create insurance issues many property owners don’t expect. In Massachusetts, insurance policies often include specific definitions and time limits for vacant or unoccupied homes. Once those limits are exceeded,...
by Amanda Twomey | Jan 28, 2026 | Education
How They’re Different — and How Insurance Policies Decide Which One Applies Storm-related deductibles are one of the most misunderstood parts of property insurance. Homeowners often hear terms like hurricane deductible, named storm deductible, and wind deductible used...
by Amanda Twomey | Jan 22, 2026 | Education
Insurance is designed to protect you when something goes wrong—but many homeowners today are also taking proactive steps to help prevent damage from happening in the first place. Advances in home protection and monitoring technology now make it easier to detect issues...
by Amanda Twomey | Jan 22, 2026 | Social
When freezing temperatures hit Massachusetts and the New England Patriots are heading into a playoff game, there’s really only one plan that makes sense: stay warm, stay home, and lean into cozy game-day food. Whether you’re hosting friends, watching with family, or...
by Amanda Twomey | Jan 22, 2026 | Education
Massachusetts winters have a mind of their own. One day it’s rain, the next it’s snow, and then temperatures drop below freezing for days at a time. While forecasts may change, one thing remains consistent: prolonged cold weather can cause serious — and often...
by Amanda Twomey | Jan 20, 2026 | Education
Flood insurance isn’t one-size-fits-all. Many homeowners start with a National Flood Insurance Program (NFIP) policy, but in recent years private flood insurance options have expanded. If you’re buying a home, refinancing, or reviewing your coverage, it’s important to...
by Amanda Twomey | Jan 13, 2026 | Education
How to Register a Vehicle in Your Business Name in Massachusetts (Personal to Commercial) Overview If you use a vehicle for business purposes, you may eventually need to register it in your business name instead of your personal name. In Massachusetts, this process...
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