As the weather warms up, it’s time to bring out motorcycles, classic cars, and campers for the season! Whether you’re hitting the open road on two wheels, cruising in your prized vintage car, or planning a camping getaway, now is the perfect time to review your insurance coverage and ensure you’re properly protected.
1. Motorcycle Insurance: Ride with Confidence
Warmer temperatures mean more motorcycles on the road, but it also means a higher risk of accidents. If your bike has been in storage all winter, make sure your insurance is up to date before you take your first ride. Motorcycle insurance should include:
- Liability coverage to protect you if you cause injury or damage
- Comprehensive & collision to cover damage from accidents, theft, or weather
- Uninsured/underinsured motorist coverage to protect you from drivers without insurance
- Medical payments coverage to help with medical expenses in case of an accident
- Accessory coverage for custom parts, saddlebags, and other modifications
2. Classic Cars: Protect Your Investment
If you own a classic or antique car, you know it requires specialized insurance. Standard auto policies may not provide the agreed value coverage that classic cars need. When reviewing your policy, consider:
- Agreed value coverage to ensure you receive the full insured amount in case of a total loss
- Spare parts coverage for vintage and hard-to-replace parts
3. RV & Camper Insurance: Coverage for the Open Road
Spring and summer are prime seasons for road trips and camping adventures. Whether you have a motorhome, camper, or travel trailer, the right insurance can protect your investment. RV insurance can include:
- Liability coverage in case of an accident
- Comprehensive & collision for damage due to weather, theft, or accidents
- Personal property coverage for items inside your RV
- Full-time RV insurance if your camper is your primary residence
4. Seasonal Insurance Tips
Before you take your first trip or ride of the season, consider these insurance tips:
- Update your coverage to reflect any new upgrades or modifications to your vehicle
- Check storage options—if your classic car or RV was in storage, ensure your policy includes proper protection
- Bundle your policies—combining motorcycle, RV, and auto insurance can often save you money
- Consider roadside assistance—many specialty policies offer coverage for towing, battery jumps, and breakdowns
Get Ready for the Season!
Spring is the perfect time to make sure your seasonal vehicles have the coverage they need. At Risman Insurance Agencies, we can help you find the best policy for your motorcycle, classic car, or camper so you can enjoy the season worry-free.
Click Here to Request a Quote!
Contact us today for a policy review and get ready for the adventures ahead!
Disclaimer: Insurance coverage and endorsements vary by carrier. Contact your agent for more information or to request a quote.
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