What Homeowners Need to Know About MPIUA’s New Rule on Primary Insurance Coverage If your Massachusetts property is insured through the FAIR Plan (MPIUA) and has a high replacement cost, important changes are coming in 2025 that may affect your policy. At Risman...

Water damage is one of the most common and costly home insurance claims. Whether caused by a burst pipe, a leaking appliance, or a plumbing failure, water damage can result in extensive repairs and major headaches. However, many of these losses can be prevented or...

Spring in New England brings warmer temperatures, blooming flowers, and, unfortunately, unpredictable weather. Heavy rains, snowmelt, and coastal storms can all lead to flooding—often with little warning. Many homeowners mistakenly believe that their standard home...

As the weather warms up, it’s time to bring out motorcycles, classic cars, and campers for the season! Whether you’re hitting the open road on two wheels, cruising in your prized vintage car, or planning a camping getaway, now is the perfect time to review your...

When most people think of earthquakes, they picture California or the Pacific Northwest. However, did you know that New England is also at risk for seismic activity? While major earthquakes are rare in this region, smaller tremors have occurred and can still cause...

When it comes to protecting your business or property, some risks are more obvious than others. While most property owners and businesses carry standard liability insurance, one critical coverage that is often overlooked is Lead Liability Coverage. This specialized...

Your safety is our priority at Risman Insurance Agencies. Offering valuable coverages like Excess UM/UIM liability is just one of the many ways we work to give you peace of mind. Call us today to learn more!

With the growing popularity of side gigs and delivery services like Amazon Flex, Uber, Lyft, GrubHub, and DoorDash, many people are finding new ways to supplement their income. While these opportunities can be exciting and financially rewarding, they also come with...

As winter approaches, many people begin thinking about snow plowing, whether for their own property or as a service for others. If you're planning to use your vehicle for snow plowing this season, it’s essential to ensure that your insurance coverage is adequate....

National Teen Driver Safety Week is a great time to focus on keeping our young drivers safe. With the right guidance, tools, and training, we can all contribute to making the roads safer for teens and everyone else.