by amandatwomey | Dec 31, 2025 | Education
When a rental property is damaged by a covered loss, repairs can take longer than many landlords expect. During that time, rental income may stop — even though expenses such as mortgages, taxes, and insurance continue. Many landlords are surprised to learn that loss...
by amandatwomey | Dec 31, 2025 | Education
Loss of Use Coverage for Commercial Properties: Understanding Time Limits, Extensions, and Actual Loss Sustained When a commercial property or apartment building is damaged by a covered loss, repairs can take time. During that period, rental income or business income...
by amandatwomey | Dec 30, 2025 | Education
When a rental property is damaged by a covered loss, repairs can take time. During that period, landlords may lose rental income — even though mortgage payments, taxes, and expenses continue. Loss of rental income coverage (sometimes called loss of rent) is designed...
by amandatwomey | Dec 30, 2025 | Education
Electric bikes—commonly called e-bikes—have surged in popularity, especially after the holidays. Many Massachusetts homeowners received an e-bike for Christmas and assume it’s covered under their homeowners insurance or auto insurance. In reality, e-bikes often create...
by amandatwomey | Dec 19, 2025 | Education
If you’ve ever compared auto insurance quotes from Massachusetts to another state—or moved here and tried to “just switch” your policy—you may have noticed that Massachusetts auto insurance looks…different. That’s not your imagination. Massachusetts has a more...
by amandatwomey | Dec 19, 2025 | Education
How Much Auto Insurance Do You Need in Massachusetts? In order to register a car in Massachusetts, you must have automobile insurance in place. By law, drivers are required to purchase four specific coverages—known as Compulsory (or Mandatory) Auto Insurance...
by amandatwomey | Dec 17, 2025 | Education
If you’ve noticed insurance premiums rising faster than inflation, you’re not alone—and it’s not just because of weather, construction costs, or supply chains. Across the country, and especially here in Massachusetts, insurers, regulators, and business leaders are...
by amandatwomey | Dec 8, 2025 | Community Outreach
At Risman Insurance Agencies, giving back to our community is one of the most meaningful parts of what we do—especially during the holiday season. This year, our team once again came together in a big way to support the Citizens Inn Holiday Toy Drive, and we’re...
by amandatwomey | Nov 26, 2025 | Community Outreach
Supporting Our Communities This Thanksgiving Thanksgiving is a day to gather, share, and look out for one another. If you or someone you know is in need of a warm meal on Thursday, November 27, 2025, many organizations across Massachusetts are providing free...
by amandatwomey | Nov 25, 2025 | Education
Attorneys are trusted to protect their clients’ most important matters, but law firms themselves face significant exposure to professional liability claims. Even a small oversight—a missed deadline, a communication breakdown, or a documentation error—can result in an...
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